I Have No Idea What To Do With My (C)remains

When people lived in one area, and had so for a few generations, there wasn't much thought on what to do with yourself after you died. You were simply buried next to grandpa, grandma and other relatives in the family plot, hopefully having a spot next to you for your spouse. These days there are several trends are blowing this assumption out of the water.

The first is that fewer people in the U.S. are choosing to be buried, preferring instead cremation. Estimates by the National Funeral Directors Association have cremation growing from about 30% to over 50% by 2020 (and it's what I plan)

Second, the concept of the modern family sort of mixes things up. Step-grandparents, half sisters, "significant others" instead of spouses, and the other associated 21st century relationships make the "family all buried in one place" concept sort of quaint.

Last, there is the whole mass migration thing. It used to be you lived your entire life within a 50 mile radius, but these days you're born one place, grow up in another, work in another, then retire somewhere else, maybe even a different country. So most people no longer have a place that they feel they just have to be planted when they're gone.

So while I know I want to be cremated, I don't have any particular place where I want my ashes to be scattered. I mean, it's not like I will be around to care anyway.

I Want In On This Deal

So to qualify for the free money giveaway, a homeowner needs to:

To qualify, borrowers would have to be at least three months behind on their home loans, and would need to have home loans worth at least 90 percent their house's value. The interest rate or principal amount of the loan would be reduced so that borrowers would not pay more than 38 percent of their income on housing expenses,

Awesome! So I can quit my job, get a part time one that pays a lot less, not pay my mortgage for three months, and my mortgage will magically get reduced! What a deal!

Why in the hell should anyone keep paying their mortgage in this type of environment?

Tony Was Somtimes Insightful

It's good to be in something from the ground floor. I came too late for that...but lately I've been getting the feeling that I came in at the end. The best is over.

- Tony Soprano


I've been thinking the same thing about my country. We're now a nation of losers looking for handouts. Look at the auto industry. To prop them up the government is going to have to take capital away from industries that make money and give it to an industry that loses money.

And this is what our new "president" wants to do with individuals. Not create opportunities. Not put together a structure for people to create businesses and expand. But take money away from people who are productive and give it to losers. How long can a country survive on this wonderful economic plan? How long can the losers sponge off the productive and how long until the productive just throw in the towel?

My Faith in the Stupidity of the American People is Restored

You know, growing up I thought America was a special place. Now I know it isn't. It can fall for rhetoric, empty promises, and the promises of something for nothing. It's sort of sad, really.

Like I said before, the American people get what they deserve.

An Addition to "Nonrandom Thoughts"

Dale Franks at Q&O has a thought provoking article. I think he almost hits the nail on the head when he says:

America is fundamentally unwell. By "America" I'm not referring to it's culture, or economy, but its political situation.

I, however, would say that the culture of the U.S. is fundamentally unwell and it has become crystal clear this past year.

We have a man with no experience, questionable character, poor choice of friends, naive views of foreign policy, and historically discredited economic beliefs possibly becoming the next president of the U.S.

Those who worked hard, avoided debt and saved are getting screwed at both ends, as the government rushes around trying to prop up deadbeats who had no business buying a house. And the political party that created the mess and kept it going - despite plenty of warning signs - is about to win both houses of Congress.

Those who studied hard and applied themselves in their chosen profession and had the gumption to become "successful" are now being called selfish, the fruits of their labor to be confiscated to support an ever larger portion of the population who pay no taxes. Those who make over a certain salary range are not considered "working class".

The borders are open and porous, with millions of uneducated, untrained workers rushing into the country. They flood the hospitals and schools, consuming billions dollars of services without providing taxes in return. They don't even try to assimilate into the culture that provides for them.

The average American is now looking for a handout - they want everything from health care to retirement for free - and looking for someone else to foot the bill. In return they don't have to work, save or invest. Because the government is going to bail them out of all of their problems.

These are all signs of a declining culture.